Poddar Wealth Protection
Insights & Guides

Insights from 31 Years of Protecting Families

Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.

Showing 73–84 of 171 published articles

LIC Policy Service
LIC Policy Service
LIC Policy Service17 May 2026

LIC Policy Assignment: A Legal Guide for Policyholders

Assigning an LIC policy to a bank for a home loan? Here is what absolute assignment means legally, how to do it, and how to get your policy back after loan repayment.

Ajay Kumar PoddarRead More →
LIC Policy Service
LIC Policy Service
LIC Policy Service16 May 2026

How to Link Aadhaar to Your LIC Policy: 4 Methods

Aadhaar linking is now mandatory for LIC policy service. Here are all four methods - online portal, SMS, branch visit, and mobile app - with step-by-step instructions.

Ajay Kumar PoddarRead More →
Insurance Basics
Insurance Basics
Insurance Basics16 May 2026

LIC Agent Commission Structure: What Your Agent Earns on Each Policy

Understanding LIC agent commission helps you ask the right questions. I explain the full structure transparently - including why some agents push certain plans over others.

Ajay Kumar PoddarRead More →
Guides
Guides
Guides15 May 2026

Bima Sugam Portal 2026: What It Is and How to Use It

Bima Sugam is IRDAI's unified insurance portal that will let you buy, manage, and claim all your insurance policies in one place. Here's what's live in 2026.

Ajay Kumar PoddarRead More →
LIC Policy Service
LIC Policy Service
LIC Policy Service15 May 2026

LIC Maturity Claim: Step-by-Step Process to Get Your Money

Your LIC policy is maturing soon. Here are exactly which documents to submit, how to fill the discharge voucher, and when the money arrives in your account.

Ajay Kumar PoddarRead More →
LIC Plans
LIC Plans
LIC Plans14 May 2026

LIC Dhan Vriddhi: Single Premium, Guaranteed Returns

LIC Dhan Vriddhi is a single premium, non-linked endowment plan, you pay once and LIC guarantees a fixed return at the end of the term. No market risk, no annual premiums. Ideal for lump-sum investments.

Ajay Kumar PoddarRead More →
Wealth Planning
Wealth Planning
Wealth Planning14 May 2026

पेंशन प्लान क्या है और कैसे काम करता है? सरल हिंदी में

रिटायरमेंट के बाद नियमित आय कैसे होगी? पेंशन प्लान इसी सवाल का जवाब है। सरल हिंदी में पूरी जानकारी।

Ajay Kumar PoddarRead More →
Guides
Guides
Guides14 May 2026

क्या LIC प्रीमियम पर टैक्स छूट मिलती है? पूरी सच्चाई

हाँ, LIC प्रीमियम पर टैक्स छूट मिलती है, लेकिन सभी प्रीमियम पर नहीं और हर स्थिति में नहीं। नई और पुरानी टैक्स व्यवस्था में क्या फर्क है, यहाँ जानें।

Ajay Kumar PoddarRead More →
LIC Plans
LIC Plans
LIC Plans13 May 2026

LIC Dhan Vriddhi Plan 869: Single Premium Guide

LIC Dhan Vriddhi is a single premium guaranteed endowment plan. Pay once, get a fixed multiple at maturity. But know the tax implications first.

Ajay Kumar PoddarRead More →
LIC Policy Service
LIC Policy Service
LIC Policy Service13 May 2026

How to Transfer Your LIC Policy to Another Branch

Moved cities? Here is the exact process to transfer your LIC policy to a branch closer to your new home - online and offline methods both covered.

Ajay Kumar PoddarRead More →
LIC Plans
LIC Plans
LIC Plans12 May 2026

LIC New Jeevan Shanti: Best Pension Plan in 2026

LIC New Jeevan Shanti is an immediate and deferred annuity plan that pays you a guaranteed pension for life. In 2026, with interest rates stabilising, it remains the most secure pension option available in India.

Ajay Kumar PoddarRead More →
LIC Plans
LIC Plans
LIC Plans12 May 2026

LIC Aadhaar Stambh and Shila: Micro Insurance Without Medical Tests

LIC Aadhaar Stambh (men) and Shila (women) are no-medical-test endowment plans for those who want simple, accessible insurance linked to Aadhaar.

Ajay Kumar PoddarRead More →

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Insurance Insights & Guides - Poddar Wealth Blog