Your family's income doesn't have to stop when you do
Life insurance replaces your income when your family needs it most, ensuring their dreams continue even in your absence.
What happens if the sole earner is suddenly gone?
overnight
don't stop
at risk
How Life Insurance Protects You
Assess
We understand your family's needs and financial goals.
Design
We recommend the right plan, term, and coverage amount.
Protect
Your family is secured with the right policy from day one.
Recommended Plans for Income Replacement
LIC Jeevan Anand
#915Life cover + maturity benefit
LIC Jeevan Umang
#945Guaranteed 8% payouts for life
LIC Jeevan Labh
#936Limited premium paying term
New Endowment
#914Guaranteed savings with life cover
Calculate Your Premium in 30 Seconds
Find out the exact cover amount and premium for your age and goal.
“Buying LIC Jeevan Anand through Ajay ji was the best decision. He explained everything in simple terms and helped me choose the right term.”
Common Questions About Life Insurance
The minimum sum assured depends on the plan you choose. For basic endowment plans like New Endowment, it starts at ₹1 lakh. For term plans, it starts at ₹25 lakhs.
Yes, you can have multiple policies with LIC or other insurers. You must disclose all existing policies when applying for a new one.
Term insurance is pure protection that pays only on death. Endowment plans combine protection with savings, paying you at maturity if you survive.
LIC declares reversionary and terminal bonuses annually. These are calculated as a rate per ₹1,000 of the sum assured and added to your policy value.
You need identity proof (Aadhaar, PAN), address proof, age proof, bank details, and recent photographs. Income proof is required for high cover plans.
Protect Your Family Today
31 years of trusted advisory. One conversation is all it takes.