One medical bill shouldn't erase years of savings
Health insurance covers hospitalization, surgery, and treatment costs so your family's finances stay protected during illness.
What happens when a ₹8 lakh hospital bill arrives?
average heart surgery cost
pay medical bills from savings
medical inflation rate in India
How Health Insurance Protects You
Assess
We evaluate your family's healthcare requirements and dependencies.
Design
We select policies with cashless benefits and low waiting periods.
Protect
Your family receives active medical network coverage from day one.
Recommended Health Protection Plans
LIC Arogya Rakshak
#906Hospital cash and surgical benefits
LIC Cancer Cover
#905Cancer stage sum assured payout
LIC Jeevan Arogya
#903Family hospitalization benefit cover
Calculate Your Premium in 30 Seconds
Find out the exact cover amount and premium for your age and goal.
“Ajay sir's guidance on family health floater plan was a savior. The claim was settled cashless at the hospital within hours.”
Common Questions About Health Insurance
Yes, but there is a standard waiting period. Typically, pre-existing conditions are covered after 2 to 4 years of continuous policy renewal.
There is an initial 30-day waiting period for general illnesses, except for accidents. Specific treatments have a 2-year waiting period, and pre-existing conditions require up to 4 years.
You can get cashless treatment at network hospitals. For non-network hospitals, you must pay first and apply for reimbursement later.
Yes, premiums paid for health insurance are tax-deductible under Section 80D up to ₹25,000 for self/family and an additional ₹50,000 for senior citizen parents.
Cashless means the insurer pays the network hospital directly. Reimbursement means you pay the bill and claim the amount back from the insurer with bills.
Secure Your Health Coverage Today
31 years of trusted advisory. One conversation is all it takes.