Their dreams shouldn't depend on whether you're around
Child planning insurance creates a guaranteed education and wedding fund, even if something happens to you before they grow up.
What if you can't be there for their biggest milestones?
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have no structured child education fund
How Child Planning Protects You
Assess
We estimate future college and wedding costs adjusted for inflation.
Design
We recommend plans with premium waiver benefits to ensure the goal is met.
Protect
Your child's milestone payouts are guaranteed, securing their future.
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Calculate Your Child's Future Fund
Estimate the maturity returns and bonus of your child plan policy.
“I planned my son's higher education through Ajay Kumar Poddar's child plan recommendation. The premium waiver feature is a true relief.”
Common Questions About Child Plans
You should start as early as possible, ideally when your child is a toddler. This gives you 15 to 20 years to build a large fund.
Under the premium waiver benefit, all future premiums are waived. LIC pays the maturity amount as planned at milestones.
Yes, grandparents can buy a plan as proposers, with the grandchild named as the beneficiary.
Mutual funds have market risks and lack life cover. LIC child plans offer guaranteed returns combined with life cover and premium waiver security.
It is a rider that ensures all future premiums are written off if the parent (proposer) dies, keeping the policy active.
Secure Your Child's Future Today
31 years of trusted advisory. One conversation is all it takes.