Pure protection. No complications. Just security.
Term insurance gives your family the highest coverage at the lowest premium, pure life protection without savings components.
What if you could protect your family for just ₹12 a day?
vs endowment plans at same premium rate
starts from only ₹15,000/year
support for settlement and verification
How Term Insurance Protects You
Assess
We calculate your human life value based on your current income and debts.
Design
We select a term policy with adequate cover to shield your home loans.
Protect
Your family's income replacement cover becomes active instantly.
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Calculate Your Premium in 30 Seconds
Find out the exact cover amount and premium for your age and goal.
“Purchased a ₹1 Crore term plan through Ajay sir. The process was direct and transparent, giving me peace of mind.”
Common Questions About Term Insurance
Standard term insurance has no maturity benefit. If you survive, the policy ends. However, return of premium plans refund your premiums at the end.
If you want high coverage to replace your income at low premiums, term insurance is best. Endowment plans are better if you want savings with cover.
LIC offers conversion options on specific policies, allowing you to convert term assurance into endowment plans within specified policy years.
It is a term plan that refunds all basic premiums paid at the end of the policy term, provided the life assured survives.
You should buy it as early as possible. Premiums are locked at your entry age, so buying in your 20s or 30s secures the lowest rates.
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