Free Insurance Tools & Calculators
11 free tools for LIC policyholders. Get accurate math and premium calculations in 30 seconds. No registration required.
Insurance Calculators
Analyze policy premium, maturity, and surrender values directly.
Premium Calculator
How much will I pay for LIC policies?
Maturity Calculator
What will my policy be worth at maturity?
Coverage Calculator
How much life insurance cover do I need?
Surrender Value
How much cash back if I stop my policy today?
Loan Against Policy
How much can I borrow against my LIC policy?
Planning Tools
Financial calculators to plan for retirement, taxes, and family wealth goals.
Retirement Planner
How much pension corpus do I need for retirement?
Income Tax Calculator
Compare tax liability between old and new regimes.
SIP Returns Calculator
Estimate future value of systematic mutual fund investments.
Human Life Value (HLV)
Calculate financial value of your life to your family.
Crorepati Calculator
How much to save monthly to reach ₹1 Crore target?
AI & Analysis Tools
AI-driven smart tools to audit policy health and analyze documents.
Policy Health Score
Check if your current insurance portfolio is healthy.
Ask Poddar Ji (AI)
Bilingual AI financial advisor chatbot for instant answers.
Policy Analyzer (AI)
Upload PDF policy documents to detect hidden clauses.
Why Use Our Free Tools?
Traditional insurance calculations can be opaque. Our tools show the math behind your premium rates, accrued bonuses, and tax configurations to provide estimates you can trust. Designed for LIC policyholders in Gorakhpur and Eastern UP.