Accidents don't send warnings. Your coverage should already be there.
Personal accident cover pays for accidental death, disability, and hospitalization, regardless of your health insurance.
India records 4.5 lakh road accidents every year
in road accidents every 4 minutes in India
temporary or permanent disability leads to severe income loss
disability and income loss are not covered in basic health insurance
How Personal Accident Cover Protects You
Assess
We evaluate road safety risks and calculate standard cover parameters.
Design
We structure policies covering accidental death and disability benefits.
Protect
You are secured with an active personal accident shield globally.
Recommended Accident Cover Plans
Star Saral Suraksha Bima
StarLump sum payout for death or disability
LIC Accident Benefit Rider
LICDouble sum assured payout on accidental death
Calculate Accident Rider Premium
Estimate the rider premium additions for your life policy.
“A minor premium addition for accident cover secured my path. Ajay ji helped settle the minor injury claim efficiently.”
Common Questions About Accident Insurance
It covers accidental death, permanent total disability, permanent partial disability, and temporary total disability.
No, health insurance only pays for hospitalization bills. It does not pay for income loss due to disability.
Permanent total disability means loss of both eyes or limbs, stopping work forever. Partial means loss of one finger or hand.
Yes, you can add the Accidental Death and Disability Benefit Rider on your policy anniversary.
Yes, under the double accident benefit rider, LIC pays an additional sum assured equal to the basic sum assured on accidental death.
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