Guides
Guides30 July 2026
Best Term Insurance for Salaried
Choose the best term insurance plan for salaried employees in India
Ajay Kumar PoddarRead More →
Insights & Guides
Insights from 31 Years of Protecting Families
Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 1–6 of 6 published articles
Life Insurance
Life Insurance20 May 2026
What is Term Insurance and Why Every Family Needs It
Term insurance is the simplest, most affordable way to protect your family's future. After 31 years of advising families in Gorakhpur, I believe every earning adult needs a term plan, not tomorrow, today.
Ajay Kumar PoddarRead More →
Term Insurance
Term Insurance6 May 2026
LIC Saral Jeevan Bima: The Simple Term Plan Explained
Saral Jeevan Bima is IRDAI's mandated simple term plan with no complex exclusions. Learn its limits and when to choose it over LIC Tech Term.
Ajay Kumar PoddarRead More →
Life Insurance
Life Insurance28 April 2026
PMJJBY vs LIC Term Plan: Which Gives Better Life Cover?
Pradhan Mantri Jeevan Jyoti Bima Yojana offers Rs 2 lakh cover at Rs 436/year. But is it enough? We compare it with LIC term plans for real protection.
Ajay Kumar PoddarRead More →
Life Insurance
Life Insurance10 April 2026
Term Insurance Kya Hai Aur Kyun Zaruri Hai?
Term insurance sabse sasti aur seedhi life insurance hai. Ek chhoti premium mein badi suraksha milti hai. Yahan samjhaate hain kya hai, kise chahiye, aur kitna lena chahiye.
Ajay Kumar PoddarRead More →
Comparison
Comparison7 April 2026
Term Insurance vs Endowment Plan: Complete Comparison
Term insurance offers pure protection at 10x lower premium for the same cover, while endowment plans bundle savings with life insurance. Learn how to allocate your budget effectively between the two.
Ajay Kumar PoddarRead More →
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