LIC Plans
LIC Plans4 August 2026
Choose Right LIC Plan
Choose the right LIC plan for financial security and peace of mind.
Ajay Kumar PoddarRead More →
Insights & Guides
Insights from 31 Years of Protecting Families
Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 1–12 of 21 published articles
Guides
Guides1 August 2026
Child Education Plan LIC or Mutual Fund
Choose the best child education plan LIC or mutual fund for your child's future
Ajay Kumar PoddarRead More →
Calculators
Calculators30 July 2026
LIC Maturity Calculator Guide
Calculate LIC policy maturity amount with our guide
Ajay Kumar PoddarRead More →
LIC Plans
LIC Plans22 May 2026
LIC Jeevan Umang: Guaranteed Income for Life
LIC Jeevan Umang (Plan 945) pays you 8% of your sum assured every year for life after your premium term ends, and still covers your family for the full amount. Here is why I recommend it for retirement planning.
Ajay Kumar PoddarRead More →
LIC Plans
LIC Plans19 May 2026
LIC Jeevan Anand: Protection + Savings Combined
LIC Jeevan Anand (Plan 915) is LIC's most popular endowment plan. It gives you maturity benefit at the end of the term AND continues whole life cover for your family forever. Here is a complete breakdown.
Ajay Kumar PoddarRead More →
LIC Plans
LIC Plans17 May 2026
LIC Tech Term: Cheapest Online Term Insurance from LIC
LIC Tech Term is LIC's online-only term plan, significantly cheaper than Jeevan Amar because no agent commission is involved. If you want the highest cover at the lowest premium from LIC, this is it.
Ajay Kumar PoddarRead More →
LIC Plans
LIC Plans14 May 2026
LIC Dhan Vriddhi: Single Premium, Guaranteed Returns
LIC Dhan Vriddhi is a single premium, non-linked endowment plan, you pay once and LIC guarantees a fixed return at the end of the term. No market risk, no annual premiums. Ideal for lump-sum investments.
Ajay Kumar PoddarRead More →
LIC Plans
LIC Plans13 May 2026
LIC Dhan Vriddhi Plan 869: Single Premium Guide
LIC Dhan Vriddhi is a single premium guaranteed endowment plan. Pay once, get a fixed multiple at maturity. But know the tax implications first.
Ajay Kumar PoddarRead More →
LIC Plans
LIC Plans12 May 2026
LIC New Jeevan Shanti: Best Pension Plan in 2026
LIC New Jeevan Shanti is an immediate and deferred annuity plan that pays you a guaranteed pension for life. In 2026, with interest rates stabilising, it remains the most secure pension option available in India.
Ajay Kumar PoddarRead More →
LIC Plans
LIC Plans12 May 2026
LIC Aadhaar Stambh and Shila: Micro Insurance Without Medical Tests
LIC Aadhaar Stambh (men) and Shila (women) are no-medical-test endowment plans for those who want simple, accessible insurance linked to Aadhaar.
Ajay Kumar PoddarRead More →
LIC Plans
LIC Plans12 May 2026
LIC Jeevan Azad: Pay for 5 Years, Stay Covered for 20
Jeevan Azad lets you pay premiums for just 5 or 7 years while the policy runs for 15 to 20 years. Ideal for those in peak earning years.
Ajay Kumar PoddarRead More →
LIC Plans
LIC Plans7 May 2026
LIC Jeevan Shree Plan: Features, Benefits, and Honest Review
LIC Jeevan Shree is a limited premium endowment plan with guaranteed additions. Good for people who want to pay for a shorter term but keep the policy running longer.
Ajay Kumar PoddarRead More →
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