Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 1–12 of 15 published articles
Health insurance covers hospitalisation bills. Critical illness cover pays a lump sum on diagnosis. You may need both. Here is how to decide.
Dengue, malaria, typhoid costs can cross Rs 2 lakh. Check these 5 things in your health policy before monsoon arrives - cashless network, sum insured, renewal date.
No employer health cover, no gratuity, no PF - freelancers face unique insurance gaps. Here is exactly what coverage you need and in which order to buy it.
Mediclaim reimburses your actual hospital bill. Health insurance is broader - it includes critical illness lump sums, OPD, maternity, and more. Know the difference before buying.
Your employer-provided health cover ends when you leave the job. Here is why every salaried professional needs a separate personal health policy alongside corporate coverage.
Arogya Sanjeevani is a basic, affordable plan mandated by IRDAI. Star Health Comprehensive has more features. Here's when each makes sense.
Star Health Family Health Optima is the health insurance plan I recommend most to young families in Gorakhpur. One policy covers the entire family under a shared sum insured, with cashless treatment at 14,000+ hospitals. Here is an honest review.
People often ask me whether they should buy health insurance or life insurance first. The honest answer: you need both, and they solve completely different problems. Here is how to think about it.
Health insurance for parents above 60 is expensive and tricky. Pre-existing disease waiting periods, sub-limits, and co-payments can wipe out the benefit. Here's what actually works.
Getting health insurance for parents above 60 is harder and more expensive than for younger people, but it is absolutely essential. Here is what to look for, what to avoid, and the best options available in 2026.
LIC's Cancer Cover Plan 905 provides a lump-sum benefit at early and major stages of cancer. Learn about sum assured, premium, and who should buy it.
LIC Arogya Rakshak is a fixed benefit health plan offering daily hospital cash and surgical benefits. Is it a good alternative to regular health insurance?
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