Guides
Guides3 August 2026
Critical Illness Insurance India Cost
Critical illness insurance India cost depends on factors like age, health, and coverage amount.
Ajay Kumar PoddarRead More →
Insights & Guides
Insights from 31 Years of Protecting Families
Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 1–12 of 35 published articles
Guides
Guides2 August 2026
Endowment Assurance Policy Benefits
Endowment assurance policy offers life cover and savings benefits.
Ajay Kumar PoddarRead More →
Guides
Guides2 August 2026
Choose Right: How to Choose Sum Assured for Term Plan
Learn how to choose sum assured for term plan with expert guidance from Ajay Kumar Poddar.
Ajay Kumar PoddarRead More →
Guides
Guides1 August 2026
Child Education Plan LIC or Mutual Fund
Choose the best child education plan LIC or mutual fund for your child's future
Ajay Kumar PoddarRead More →
Guides
Guides30 July 2026
Best Term Insurance for Salaried
Choose the best term insurance plan for salaried employees in India
Ajay Kumar PoddarRead More →
Guides
Guides21 July 2026
Best LIC Plans for Business Owners and Self-Employed in 2026
Business owners have no employer PF or gratuity. LIC plans fill the gap - life cover, tax saving, and a retirement corpus built through annual premiums.
Ajay Kumar PoddarRead More →
Guides
Guides21 July 2026
LIC Plans After Retirement - Pension and Annuity Options for Senior Citizens
Retired and have a lump sum from PF, gratuity, or maturity proceeds? These LIC annuity plans convert your corpus into guaranteed monthly income for life.
Ajay Kumar PoddarRead More →
Guides
Guides21 July 2026
How Many LIC Policies Can One Person Take? All Rules Explained
There is no legal limit on the number of LIC policies you can hold. But LIC caps total SA based on income. Here is how to plan multiple policies correctly.
Ajay Kumar PoddarRead More →
Guides
Guides21 July 2026
Best LIC Plans for Women in 2026 - Special Benefits and Discounts
LIC offers premium discounts for women on most plans. Working women, homemakers, and mothers all have specific insurance needs. Here are the best plans and why.
Ajay Kumar PoddarRead More →
Guides
Guides21 July 2026
How Much Sum Assured to Take in LIC? The Right Way to Decide
Most people take whatever SA their agent suggests. But the right SA depends on your income, loans, dependents, and goals. Here is the HLV method explained simply.
Ajay Kumar PoddarRead More →
Guides
Guides20 July 2026
Best LIC Plans for Government Employees in 2026
Government employees have unique insurance needs - pension protection, leave encashment cover, and tax saving. Here are the best LIC plans for sarkari naukri.
Ajay Kumar PoddarRead More →
Guides
Guides20 July 2026
Best LIC Plans for Farmers - Kisan Insurance Guide 2026
Farmers face unique financial risks - crop failure, health emergencies, accidental death. These LIC plans provide protection and savings for agricultural families.
Ajay Kumar PoddarRead More →
Have a specific question?
Ask Poddar Ji - our AI advisor answers instantly in Hindi or English.
Have questions? Ask Poddar JiGet Insurance Insights Weekly
Premium reminders, market updates, and tips from 31 years of experience. No spam, ever.