Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 61–72 of 171 published articles
Filing an LIC death claim during grief is hard. Here is every document you need, every step in the process, and what to do if the claim is delayed or rejected.
Most people sign an LIC policy without asking the right questions. Here are 10 questions every buyer should ask - and the answers they should demand.
Term insurance is the simplest, most affordable way to protect your family's future. After 31 years of advising families in Gorakhpur, I believe every earning adult needs a term plan, not tomorrow, today.
Many people above 50 think they missed the window for good insurance. They have not. Here are the most relevant options for coverage, health, and retirement protection.
Your employer-provided health cover ends when you leave the job. Here is why every salaried professional needs a separate personal health policy alongside corporate coverage.
LIC Jeevan Anand (Plan 915) is LIC's most popular endowment plan. It gives you maturity benefit at the end of the term AND continues whole life cover for your family forever. Here is a complete breakdown.
Arogya Sanjeevani is a basic, affordable plan mandated by IRDAI. Star Health Comprehensive has more features. Here's when each makes sense.
Need your LIC policy details document for a loan or tax filing? Four ways to get it - online portal, mobile app, agent access, or branch visit.
IRDAI introduced significant changes in 2025-26: new surrender value rules, faster claim settlement mandates, and digital-first policy issuance. Here's what affects you.
Government pensioners must submit a Life Certificate every November. Missing it stops your pension. Here's the complete guide to submitting it online using Jeevan Pramaan.
LIC Tech Term is LIC's online-only term plan, significantly cheaper than Jeevan Amar because no agent commission is involved. If you want the highest cover at the lowest premium from LIC, this is it.
LIC Simple Reversionary Bonus and Final Additional Bonus explained with real numbers. Calculate exactly what your policy will pay at maturity.
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