Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 49–60 of 171 published articles
NRIs can buy most LIC plans during a visit to India. Learn about eligibility, premium payment in INR vs foreign currency, FEMA rules, and tax treatment.
Faster underwriting, real-time cashless claims, AI-detected fraud - insurance is changing. Here is what is actually different in 2026 and what remains the same.
Dengue, malaria, typhoid costs can cross Rs 2 lakh. Check these 5 things in your health policy before monsoon arrives - cashless network, sum insured, renewal date.
No employer health cover, no gratuity, no PF - freelancers face unique insurance gaps. Here is exactly what coverage you need and in which order to buy it.
Online banking fraud, phishing, and identity theft are rising. Cyber insurance covers these losses. Here is what it covers, what it costs, and who actually needs it.
Mediclaim reimburses your actual hospital bill. Health insurance is broader - it includes critical illness lump sums, OPD, maternity, and more. Know the difference before buying.
March deadline approaching? Here is which insurance plans give you the most efficient 80C benefit - and which ones to avoid buying just for tax saving.
If your LIC policy is 3+ years old, you can borrow up to 90% of its surrender value at 9-10% interest - no credit check, no income proof, no bank visit required.
A rejected insurance claim is not the end. Here are the exact steps to challenge it - from writing to the GRO to approaching the Insurance Ombudsman.
LIC Jeevan Umang (Plan 945) pays you 8% of your sum assured every year for life after your premium term ends, and still covers your family for the full amount. Here is why I recommend it for retirement planning.
Money-back plans return a portion of Sum Assured every few years. Endowment plans pay everything at maturity. Here is how to choose based on when you need the money.
Bima Sugam is India's unified insurance portal - one account for all your policies. Here is how to register and why your nominee should know about it.
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