Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 49–60 of 156 published articles
Many people above 50 think they missed the window for good insurance. They have not. Here are the most relevant options for coverage, health, and retirement protection.
Your employer-provided health cover ends when you leave the job. Here is why every salaried professional needs a separate personal health policy alongside corporate coverage.
LIC Jeevan Anand (Plan 915) is LIC's most popular endowment plan. It gives you maturity benefit at the end of the term AND continues whole life cover for your family forever. Here is a complete breakdown.
Arogya Sanjeevani is a basic, affordable plan mandated by IRDAI. Star Health Comprehensive has more features. Here's when each makes sense.
Need your LIC policy details document for a loan or tax filing? Four ways to get it - online portal, mobile app, agent access, or branch visit.
IRDAI introduced significant changes in 2025-26: new surrender value rules, faster claim settlement mandates, and digital-first policy issuance. Here's what affects you.
Government pensioners must submit a Life Certificate every November. Missing it stops your pension. Here's the complete guide to submitting it online using Jeevan Pramaan.
LIC Tech Term is LIC's online-only term plan, significantly cheaper than Jeevan Amar because no agent commission is involved. If you want the highest cover at the lowest premium from LIC, this is it.
LIC Simple Reversionary Bonus and Final Additional Bonus explained with real numbers. Calculate exactly what your policy will pay at maturity.
Assigning an LIC policy to a bank for a home loan? Here is what absolute assignment means legally, how to do it, and how to get your policy back after loan repayment.
Aadhaar linking is now mandatory for LIC policy service. Here are all four methods - online portal, SMS, branch visit, and mobile app - with step-by-step instructions.
Understanding LIC agent commission helps you ask the right questions. I explain the full structure transparently - including why some agents push certain plans over others.
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