Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 37–48 of 171 published articles
LIC Jeevan Tarun provides money back payouts between ages 20-24 - perfectly timed for college fees. Protect your child's education even if something happens to you.
Comparing LIC's two most popular endowment plans - Jeevan Labh (limited pay, higher bonus) vs Jeevan Anand (whole life, survival benefit). Full comparison.
Looking for a trusted LIC agent in Gorakhpur? Ajay Kumar Poddar is an MDRT Member and Chairman's Club awardee with 31+ years serving eastern UP families.
Learn how to calculate your LIC premium online for any plan. Age, sum assured, term - step by step guide with examples for Jeevan Anand, Jeevan Labh, and more.
Step-by-step LIC death claim process - documents needed, forms to fill, timeline, and how to get claim settled within 30 days. Help for nominees.
LIC allows you to borrow up to 90% of surrender value as a loan. No credit check, low interest rate, flexible repayment. Complete guide with examples.
LIC Jeevan Akshay VII (Plan 857) is an immediate annuity plan - invest once, get pension for life. 7 payout options including return of purchase price. Rates and calculator.
Understand your LIC policy year by year - how much death benefit, accumulated bonus, and surrender value grows each year. Full illustrated table with calculator.
Many policyholders confuse nomination and assignment in LIC. Learn the legal difference, when to use assignment (loan, gifting), and why nomination alone may not be enough.
LIC premiums save tax under 80C (up to ₹1.5L). Maturity and death claims are tax-free under 10(10D). Health riders qualify under 80D. Complete tax guide for 2026.
Most Indians are severely underinsured. The standard rule is 10-12x your annual income. Here is how to calculate your exact insurance need with examples.
Health insurance covers hospitalisation bills. Critical illness cover pays a lump sum on diagnosis. You may need both. Here is how to decide.
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