Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 37–48 of 156 published articles
No employer health cover, no gratuity, no PF - freelancers face unique insurance gaps. Here is exactly what coverage you need and in which order to buy it.
Online banking fraud, phishing, and identity theft are rising. Cyber insurance covers these losses. Here is what it covers, what it costs, and who actually needs it.
Mediclaim reimburses your actual hospital bill. Health insurance is broader - it includes critical illness lump sums, OPD, maternity, and more. Know the difference before buying.
March deadline approaching? Here is which insurance plans give you the most efficient 80C benefit - and which ones to avoid buying just for tax saving.
If your LIC policy is 3+ years old, you can borrow up to 90% of its surrender value at 9-10% interest - no credit check, no income proof, no bank visit required.
A rejected insurance claim is not the end. Here are the exact steps to challenge it - from writing to the GRO to approaching the Insurance Ombudsman.
LIC Jeevan Umang (Plan 945) pays you 8% of your sum assured every year for life after your premium term ends, and still covers your family for the full amount. Here is why I recommend it for retirement planning.
Money-back plans return a portion of Sum Assured every few years. Endowment plans pay everything at maturity. Here is how to choose based on when you need the money.
Bima Sugam is India's unified insurance portal - one account for all your policies. Here is how to register and why your nominee should know about it.
Filing an LIC death claim during grief is hard. Here is every document you need, every step in the process, and what to do if the claim is delayed or rejected.
Most people sign an LIC policy without asking the right questions. Here are 10 questions every buyer should ask - and the answers they should demand.
Term insurance is the simplest, most affordable way to protect your family's future. After 31 years of advising families in Gorakhpur, I believe every earning adult needs a term plan, not tomorrow, today.
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