LIC Death Claim Process - Documents Required & Timeline 2026

When a policyholder dies, the nominee must file a death claim with LIC. Here is the complete step-by-step process.

**Documents required for LIC death claim:** 1. Original policy document 2. Death certificate (from municipal authority or gram panchayat) 3. Claimant's statement (Form 3816) 4. ID proof of nominee (Aadhaar, PAN, passport) 5. Bank passbook or cancelled cheque (for NEFT payment) 6. If natural death: Medical attendant's certificate (Form 3784) 7. If accidental death: FIR, post-mortem report, Form 3783

**For early claims (within 3 years):** Additional documents may be needed: - Hospital records - Employer certificate - Additional investigation forms

**Timeline:** - Submit all documents at nearest LIC branch - LIC is required to settle within 30 days of receiving all documents - NEFT credit to nominee's bank account

**How to file:** 1. Contact the LIC branch where policy is serviced 2. Or call LIC helpline 1800-33-4433 3. Agent can also help coordinate - call Ajay ji at 9415313434

**Common mistakes to avoid:** - Incomplete documents delay the claim - Nomination not updated causes legal complications - Early claim (within 2 years) requires more documentation - plan accordingly

I personally accompany families during the claim process. Call 9415313434 - I will guide you through every step.