Guides
Guides30 July 2026
Best Term Insurance for Salaried
Choose the best term insurance plan for salaried employees in India
Ajay Kumar PoddarRead More →
Insights & Guides
Insights from 31 Years of Protecting Families
Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 25–36 of 171 published articles
Guides
Guides21 July 2026
Best LIC Plans for Business Owners and Self-Employed in 2026
Business owners have no employer PF or gratuity. LIC plans fill the gap - life cover, tax saving, and a retirement corpus built through annual premiums.
Ajay Kumar PoddarRead More →
Guides
Guides21 July 2026
LIC Plans After Retirement - Pension and Annuity Options for Senior Citizens
Retired and have a lump sum from PF, gratuity, or maturity proceeds? These LIC annuity plans convert your corpus into guaranteed monthly income for life.
Ajay Kumar PoddarRead More →
Guides
Guides21 July 2026
How Many LIC Policies Can One Person Take? All Rules Explained
There is no legal limit on the number of LIC policies you can hold. But LIC caps total SA based on income. Here is how to plan multiple policies correctly.
Ajay Kumar PoddarRead More →
Comparison
Comparison21 July 2026
LIC vs PPF - Which is Better for Long-Term Savings in 2026?
LIC endowment plans and PPF both offer tax-free returns and 80C benefits. But they serve different needs. Full comparison with examples to help you choose.
Ajay Kumar PoddarRead More →
Guides
Guides21 July 2026
Best LIC Plans for Women in 2026 - Special Benefits and Discounts
LIC offers premium discounts for women on most plans. Working women, homemakers, and mothers all have specific insurance needs. Here are the best plans and why.
Ajay Kumar PoddarRead More →
Guides
Guides21 July 2026
How Much Sum Assured to Take in LIC? The Right Way to Decide
Most people take whatever SA their agent suggests. But the right SA depends on your income, loans, dependents, and goals. Here is the HLV method explained simply.
Ajay Kumar PoddarRead More →
Plan Reviews
Plan Reviews20 July 2026
LIC Jeevan Anand (Plan 914) Complete Review 2026 - Benefits, Premium & Maturity
Detailed review of LIC Jeevan Anand Plan 914 - whole life endowment with lifetime cover. Bonus rates, premium calculator, maturity examples.
Ajay Kumar PoddarRead More →
Plan Reviews
Plan Reviews20 July 2026
LIC New Money Back Plan 20 Years (Plan 920) - Complete Guide 2026
LIC Money Back Plan 920 pays 20% of SA every 5 years with survival benefits, final maturity payout and bonus. Best for milestone-based financial planning.
Ajay Kumar PoddarRead More →
Plan Reviews
Plan Reviews20 July 2026
LIC Bima Shree (Plan 948) Review - High SA Limited Pay Plan
LIC Bima Shree (Plan 948) is designed for high-income individuals wanting ₹10L+ SA with limited premium payment. Includes loyalty additions and guaranteed income.
Ajay Kumar PoddarRead More →
Guides
Guides20 July 2026
Best LIC Plans for Government Employees in 2026
Government employees have unique insurance needs - pension protection, leave encashment cover, and tax saving. Here are the best LIC plans for sarkari naukri.
Ajay Kumar PoddarRead More →
Guides
Guides20 July 2026
Best LIC Plans for Farmers - Kisan Insurance Guide 2026
Farmers face unique financial risks - crop failure, health emergencies, accidental death. These LIC plans provide protection and savings for agricultural families.
Ajay Kumar PoddarRead More →
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