Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 25–36 of 156 published articles
Learn how to calculate your LIC premium online for any plan. Age, sum assured, term - step by step guide with examples for Jeevan Anand, Jeevan Labh, and more.
Step-by-step LIC death claim process - documents needed, forms to fill, timeline, and how to get claim settled within 30 days. Help for nominees.
LIC allows you to borrow up to 90% of surrender value as a loan. No credit check, low interest rate, flexible repayment. Complete guide with examples.
LIC Jeevan Akshay VII (Plan 857) is an immediate annuity plan - invest once, get pension for life. 7 payout options including return of purchase price. Rates and calculator.
Understand your LIC policy year by year - how much death benefit, accumulated bonus, and surrender value grows each year. Full illustrated table with calculator.
Many policyholders confuse nomination and assignment in LIC. Learn the legal difference, when to use assignment (loan, gifting), and why nomination alone may not be enough.
LIC premiums save tax under 80C (up to ₹1.5L). Maturity and death claims are tax-free under 10(10D). Health riders qualify under 80D. Complete tax guide for 2026.
Most Indians are severely underinsured. The standard rule is 10-12x your annual income. Here is how to calculate your exact insurance need with examples.
Health insurance covers hospitalisation bills. Critical illness cover pays a lump sum on diagnosis. You may need both. Here is how to decide.
NRIs can buy most LIC plans during a visit to India. Learn about eligibility, premium payment in INR vs foreign currency, FEMA rules, and tax treatment.
Faster underwriting, real-time cashless claims, AI-detected fraud - insurance is changing. Here is what is actually different in 2026 and what remains the same.
Dengue, malaria, typhoid costs can cross Rs 2 lakh. Check these 5 things in your health policy before monsoon arrives - cashless network, sum insured, renewal date.
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