Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 13–24 of 156 published articles
There is no legal limit on the number of LIC policies you can hold. But LIC caps total SA based on income. Here is how to plan multiple policies correctly.
LIC endowment plans and PPF both offer tax-free returns and 80C benefits. But they serve different needs. Full comparison with examples to help you choose.
LIC offers premium discounts for women on most plans. Working women, homemakers, and mothers all have specific insurance needs. Here are the best plans and why.
Most people take whatever SA their agent suggests. But the right SA depends on your income, loans, dependents, and goals. Here is the HLV method explained simply.
Detailed review of LIC Jeevan Anand Plan 914 - whole life endowment with lifetime cover. Bonus rates, premium calculator, maturity examples.
LIC Money Back Plan 920 pays 20% of SA every 5 years with survival benefits, final maturity payout and bonus. Best for milestone-based financial planning.
LIC Bima Shree (Plan 948) is designed for high-income individuals wanting ₹10L+ SA with limited premium payment. Includes loyalty additions and guaranteed income.
Government employees have unique insurance needs - pension protection, leave encashment cover, and tax saving. Here are the best LIC plans for sarkari naukri.
Farmers face unique financial risks - crop failure, health emergencies, accidental death. These LIC plans provide protection and savings for agricultural families.
LIC Jeevan Tarun provides money back payouts between ages 20-24 - perfectly timed for college fees. Protect your child's education even if something happens to you.
Comparing LIC's two most popular endowment plans - Jeevan Labh (limited pay, higher bonus) vs Jeevan Anand (whole life, survival benefit). Full comparison.
Looking for a trusted LIC agent in Gorakhpur? Ajay Kumar Poddar is an MDRT Member and Chairman's Club awardee with 31+ years serving eastern UP families.
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