LIC Jeevan Anand (Plan 914) Complete Review 2026 - Benefits, Premium & Maturity

LIC Jeevan Anand (Plan 914) is LIC's most popular endowment plan - and for good reason. It is a whole life plan that gives you maturity benefit if you survive the term AND keeps you insured for the rest of your life at no extra premium.

**What makes Plan 914 unique?**

Most endowment plans end at maturity. Jeevan Anand does not. After maturity, your full sum assured stays active as a life cover until death - even at age 80 or 90. This is what agents call the "double benefit" feature.

**Key features:** - Entry age: 18 to 50 years - Policy term: 15 to 35 years - Minimum SA: ₹2,00,000 (no upper limit) - Premium paying term: Equal to policy term - Bonus: Simple Reversionary Bonus (FY25: ₹48 per ₹1,000 SA per year) - Final Additional Bonus (FAB): Payable at maturity or death claim

**Maturity calculation example:** - Age 30, SA ₹5,00,000, Term 20 years - Annual premium (approx): ₹29,000 - Vested bonus (20 years × ₹48 × 500): ₹4,80,000 - FAB at maturity (approx): ₹1,00,000 - Total maturity: ₹10,80,000+

**Who should buy Jeevan Anand?** - Young earners who want savings + protection in one policy - Families who want the peace of mind of lifetime cover - Anyone looking for tax saving under 80C with guaranteed return

Call Ajay ji at 9415313434 to get a personalised premium and maturity illustration for your age and SA.