A Policy Schedule or Policy Certificate is a document that summarizes all the key details of your LIC policy - the Sum Assured, premium amount, maturity date, nominee name, and more. You may need this for a loan application, tax filing, or simply to verify your policy details.
What the policy certificate contains
The LIC policy certificate or policy schedule includes:
- ▸Policy number and date of commencement
- ▸Name of the insured and proposer
- ▸Plan name and number
- ▸Sum Assured
- ▸Policy term and premium payment term
- ▸Annual/half-yearly/quarterly premium amount
- ▸Maturity date
- ▸Nominee name and relationship
- ▸Assignment details (if any)
How to get it online
Step 1: Visit licindia.in.
Step 2: Register or log in with your policy number, date of birth, and registered mobile number.
Step 3: Once logged in, handle to the Policy Details or Services section.
Step 4: Select the policy for which you need the certificate.
Step 5: Download the policy details document. This certified statement is accepted for most official purposes.
Through the LIC mobile app
Download the LIC of India app, log in with your credentials, and handle to Policy Details. The app allows you to download a PDF of your policy summary.
For clients serviced through my agency
I can access your policy details through LIC's agent portal and provide you with a printed or digital copy of your policy information. This takes less than five minutes.
If you have not registered online
Visit your LIC branch with your policy number and ID proof. Ask for a Policy Statement. The branch will print it out for you immediately at no charge.
What if you do not know your policy number
This happens when clients inherit policies or have old policies where the original documents are missing.
- ▸Check old premium receipts - the policy number is printed on every receipt.
- ▸Log in to the LIC portal using your PAN card - LIC links all your policies to your PAN.
- ▸Call 022-68276827 (LIC customer service) with your Aadhaar or PAN.
- ▸Visit your branch with your Aadhaar - they can look up all policies linked to your identity.
For any help with accessing your LIC policy information online or offline, call 9415313434.
