Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 85–96 of 158 published articles
Jeevan Anand gives whole life cover even after maturity. Jeevan Labh has a shorter premium payment term. The right choice depends on one key question about your financial goals.
Jeevan Lakshya pays your family 10% of Sum Assured annually after your death - not just a lump sum. Here is why this matters for young parents.
Saral Jeevan Bima is IRDAI's mandated simple term plan with no complex exclusions. Learn its limits and when to choose it over LIC Tech Term.
People often ask me whether they should buy health insurance or life insurance first. The honest answer: you need both, and they solve completely different problems. Here is how to think about it.
Health insurance for parents above 60 is expensive and tricky. Pre-existing disease waiting periods, sub-limits, and co-payments can wipe out the benefit. Here's what actually works.
LIC New Endowment Plan 714 is a participating endowment policy offering guaranteed maturity with bonuses. Learn who should buy it and what the returns look like.
Your LIC nominee is who gets the claim payout. If your life situation has changed, your nominee should change too. Here's the exact process.
Getting health insurance for parents above 60 is harder and more expensive than for younger people, but it is absolutely essential. Here is what to look for, what to avoid, and the best options available in 2026.
Sum Assured is the core promise of any life insurance policy. It's the amount your family receives if you pass away. Here's how to pick the right number for your situation.
Jeevan Tarun pays annual survival benefits from ages 20 to 24 - exactly when college fees peak. And if you die, future premiums are waived.
LIC Plans 820 and 821 return money at regular intervals. Plan 820 pays over 20 years, Plan 821 over 25 years. Here is how to choose based on your milestones.
Bima Jyoti adds a fixed Guaranteed Addition every year regardless of LIC performance. Know exactly what you will receive at maturity before buying.
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