Guides
Guides1 May 2026
गोरखपुर में बीमा और निवेश की संपूर्ण गाइड 2026
गोरखपुर के परिवारों के लिए संपूर्ण बीमा और निवेश गाइड - LIC, हेल्थ इंश्योरेंस, टैक्स सेविंग और रिटायरमेंट प्लानिंग एक ही जगह।
Ajay Kumar PoddarRead More →
Insights & Guides
Insights from 31 Years of Protecting Families
Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 97–108 of 158 published articles
Health Insurance
Health Insurance1 May 2026
LIC Cancer Cover Plan 905: Complete Review for 2026
LIC's Cancer Cover Plan 905 provides a lump-sum benefit at early and major stages of cancer. Learn about sum assured, premium, and who should buy it.
Ajay Kumar PoddarRead More →
Child Plans
Child Plans30 April 2026
Child Education Planning: Start with ₹1,000/Month
Education costs are doubling every 7 to 8 years in India. A degree that costs ₹10 lakh today will cost ₹20 lakh by 2034. The good news: starting with just ₹1,000 per month when your child is born can make a significant difference.
Ajay Kumar PoddarRead More →
Plan Reviews
Plan Reviews30 April 2026
LIC Dhan Sanchay Plan Review: Guaranteed Returns + Whole Life Cover
LIC Dhan Sanchay is a non-linked, non-participating plan offering guaranteed returns and whole life coverage. Find out if it suits your financial goals.
Ajay Kumar PoddarRead More →
Child Planning
Child Planning30 April 2026
LIC Jeevan Kishore: Best Children's Endowment Plan Explained
LIC Jeevan Kishore is a children's endowment plan that combines savings and protection for your child's future education and marriage expenses.
Ajay Kumar PoddarRead More →
Guides
Guides29 April 2026
LIC एजेंट से सही बीमा कैसे लें - 7 सवाल जो जरूर पूछें
एक अच्छा LIC एजेंट आपका वित्तीय भविष्य बदल सकता है। 31 वर्षों के अनुभव से 7 सवाल जो हर ग्राहक को एजेंट से पूछने चाहिए।
Ajay Kumar PoddarRead More →
Plan Reviews
Plan Reviews29 April 2026
LIC Jeevan Shiromani: The Premium Plan for High-Net-Worth Individuals
LIC Jeevan Shiromani is LIC's flagship HNI plan offering guaranteed additions, critical illness benefits, and a high minimum sum assured of Rs 1 crore.
Ajay Kumar PoddarRead More →
Tax Planning
Tax Planning28 April 2026
5 Tax Saving Tips Using Insurance Under Section 80C
Section 80C allows you to reduce your taxable income by up to ₹1.5 lakh per year using life insurance premiums. Here are 5 practical tips I share with every client before March 31.
Ajay Kumar PoddarRead More →
Plan Reviews
Plan Reviews28 April 2026
LIC Micro Bachat Plan 751: Low-Premium Savings for Rural India
LIC Micro Bachat Plan 751 is designed for rural and semi-urban Indians with modest incomes - affordable premiums, simple eligibility, and guaranteed maturity benefits.
Ajay Kumar PoddarRead More →
Life Insurance
Life Insurance28 April 2026
PMJJBY vs LIC Term Plan: Which Gives Better Life Cover?
Pradhan Mantri Jeevan Jyoti Bima Yojana offers Rs 2 lakh cover at Rs 436/year. But is it enough? We compare it with LIC term plans for real protection.
Ajay Kumar PoddarRead More →
Wealth Planning
Wealth Planning27 April 2026
LIC Pension Plan vs PPF for Retirement: Which Builds More Wealth?
PPF offers 7.1% guaranteed returns with full liquidity after 15 years. LIC pension plans offer lifelong guaranteed annuity. Complete comparison with real numbers for 2026.
Ajay Kumar PoddarRead More →
Business Insurance
Business Insurance27 April 2026
Keyman Insurance and Group Health: Two Policies Every Business Owner Needs
Keyman insurance protects a business from the financial loss of a key person. Group health retains employees and is fully tax-deductible. Complete guide for MSMEs in Gorakhpur.
Ajay Kumar PoddarRead More →
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