Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 109–120 of 158 published articles
LIC Arogya Rakshak is a fixed benefit health plan offering daily hospital cash and surgical benefits. Is it a good alternative to regular health insurance?
LIC Nivesh Plus Plan 849 is a single-premium ULIP offering market-linked returns with four fund options. Learn about charges, NAV, and suitability.
Missing an LIC premium is more common than you think, and less catastrophic than you fear, if you act quickly. Here is exactly what happens, your options at each stage, and how to revive a lapsed policy.
Star Health has the widest hospital network. HDFC Ergo Optima Restore has a unique restore benefit. Side-by-side comparison after advising hundreds of families.
LIC New Children's Money Back Plan pays 20% of sum assured at ages 18, 20, 22, 24 - perfectly timed for college and marriage milestones.
LIC Tech Term is online-only and cheaper. Jeevan Amar has more flexibility and offline access. Complete feature-by-feature comparison for 2026.
When you stop paying LIC premiums after 3 years, your policy converts to paid-up status rather than lapsing. Learn what paid-up value means for your coverage.
LIC Index Plus Plan 873 tracks Nifty 50 and Nifty 100 indices - a unique product combining market participation with life insurance cover.
Thinking of surrendering your LIC policy? Before you do, understand exactly how surrender value is calculated, and why surrendering is usually a costly mistake.
LIC has historically offered Jeevan Shree as a limited premium whole life plan for high-income customers. Here is what we know about the plan structure and who it benefits most.
LIC Jeevan Labh is a limited premium endowment plan, you pay for only 16, 21, or 25 years but stay covered for a longer term. Here is a complete review of who it suits and the expected returns.
LIC announces Simple Reversionary Bonus (SRB) and Final Additional Bonus annually. Here is how to check your accrued bonus through the portal and offline.
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