Poddar Wealth Protection
Insights & Guides

Insights from 31 Years of Protecting Families

Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.

Showing 109–120 of 171 published articles

LIC Plans
LIC Plans
LIC Plans2 May 2026

LIC Bima Jyoti: Guaranteed Returns Without Bonus Uncertainty

Bima Jyoti adds a fixed Guaranteed Addition every year regardless of LIC performance. Know exactly what you will receive at maturity before buying.

Ajay Kumar PoddarRead More →
Guides
Guides
Guides1 May 2026

गोरखपुर में बीमा और निवेश की संपूर्ण गाइड 2026

गोरखपुर के परिवारों के लिए संपूर्ण बीमा और निवेश गाइड - LIC, हेल्थ इंश्योरेंस, टैक्स सेविंग और रिटायरमेंट प्लानिंग एक ही जगह।

Ajay Kumar PoddarRead More →
Health Insurance
Health Insurance
Health Insurance1 May 2026

LIC Cancer Cover Plan 905: Complete Review for 2026

LIC's Cancer Cover Plan 905 provides a lump-sum benefit at early and major stages of cancer. Learn about sum assured, premium, and who should buy it.

Ajay Kumar PoddarRead More →
Child Plans
Child Plans
Child Plans30 April 2026

Child Education Planning: Start with ₹1,000/Month

Education costs are doubling every 7 to 8 years in India. A degree that costs ₹10 lakh today will cost ₹20 lakh by 2034. The good news: starting with just ₹1,000 per month when your child is born can make a significant difference.

Ajay Kumar PoddarRead More →
Plan Reviews
Plan Reviews
Plan Reviews30 April 2026

LIC Dhan Sanchay Plan Review: Guaranteed Returns + Whole Life Cover

LIC Dhan Sanchay is a non-linked, non-participating plan offering guaranteed returns and whole life coverage. Find out if it suits your financial goals.

Ajay Kumar PoddarRead More →
Child Planning
Child Planning
Child Planning30 April 2026

LIC Jeevan Kishore: Best Children's Endowment Plan Explained

LIC Jeevan Kishore is a children's endowment plan that combines savings and protection for your child's future education and marriage expenses.

Ajay Kumar PoddarRead More →
Guides
Guides
Guides29 April 2026

LIC एजेंट से सही बीमा कैसे लें - 7 सवाल जो जरूर पूछें

एक अच्छा LIC एजेंट आपका वित्तीय भविष्य बदल सकता है। 31 वर्षों के अनुभव से 7 सवाल जो हर ग्राहक को एजेंट से पूछने चाहिए।

Ajay Kumar PoddarRead More →
Plan Reviews
Plan Reviews
Plan Reviews29 April 2026

LIC Jeevan Shiromani: The Premium Plan for High-Net-Worth Individuals

LIC Jeevan Shiromani is LIC's flagship HNI plan offering guaranteed additions, critical illness benefits, and a high minimum sum assured of Rs 1 crore.

Ajay Kumar PoddarRead More →
Tax Planning
Tax Planning
Tax Planning28 April 2026

5 Tax Saving Tips Using Insurance Under Section 80C

Section 80C allows you to reduce your taxable income by up to ₹1.5 lakh per year using life insurance premiums. Here are 5 practical tips I share with every client before March 31.

Ajay Kumar PoddarRead More →
Plan Reviews
Plan Reviews
Plan Reviews28 April 2026

LIC Micro Bachat Plan 751: Low-Premium Savings for Rural India

LIC Micro Bachat Plan 751 is designed for rural and semi-urban Indians with modest incomes - affordable premiums, simple eligibility, and guaranteed maturity benefits.

Ajay Kumar PoddarRead More →
Life Insurance
Life Insurance
Life Insurance28 April 2026

PMJJBY vs LIC Term Plan: Which Gives Better Life Cover?

Pradhan Mantri Jeevan Jyoti Bima Yojana offers Rs 2 lakh cover at Rs 436/year. But is it enough? We compare it with LIC term plans for real protection.

Ajay Kumar PoddarRead More →
Wealth Planning
Wealth Planning
Wealth Planning27 April 2026

LIC Pension Plan vs PPF for Retirement: Which Builds More Wealth?

PPF offers 7.1% guaranteed returns with full liquidity after 15 years. LIC pension plans offer lifelong guaranteed annuity. Complete comparison with real numbers for 2026.

Ajay Kumar PoddarRead More →

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Insurance Insights & Guides - Poddar Wealth Blog