Poddar Wealth Protection
Insights & Guides

Insights from 31 Years of Protecting Families

Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.

Showing 121–132 of 171 published articles

Business Insurance
Business Insurance
Business Insurance27 April 2026

Keyman Insurance and Group Health: Two Policies Every Business Owner Needs

Keyman insurance protects a business from the financial loss of a key person. Group health retains employees and is fully tax-deductible. Complete guide for MSMEs in Gorakhpur.

Ajay Kumar PoddarRead More →
Health Insurance
Health Insurance
Health Insurance26 April 2026

LIC Arogya Rakshak: LIC's Health Insurance Plan Reviewed

LIC Arogya Rakshak is a fixed benefit health plan offering daily hospital cash and surgical benefits. Is it a good alternative to regular health insurance?

Ajay Kumar PoddarRead More →
Plan Reviews
Plan Reviews
Plan Reviews26 April 2026

LIC Nivesh Plus Plan 849 ULIP Review: Market-Linked Returns Explained

LIC Nivesh Plus Plan 849 is a single-premium ULIP offering market-linked returns with four fund options. Learn about charges, NAV, and suitability.

Ajay Kumar PoddarRead More →
Guides
Guides
Guides25 April 2026

What Happens If You Miss an LIC Premium Payment?

Missing an LIC premium is more common than you think, and less catastrophic than you fear, if you act quickly. Here is exactly what happens, your options at each stage, and how to revive a lapsed policy.

Ajay Kumar PoddarRead More →
Health Insurance
Health Insurance
Health Insurance25 April 2026

Star Health vs HDFC Ergo: Which Family Floater is Better in 2026?

Star Health has the widest hospital network. HDFC Ergo Optima Restore has a unique restore benefit. Side-by-side comparison after advising hundreds of families.

Ajay Kumar PoddarRead More →
Child Planning
Child Planning
Child Planning25 April 2026

LIC New Children's Money Back Plan 832: Complete 2026 Guide

LIC New Children's Money Back Plan pays 20% of sum assured at ages 18, 20, 22, 24 - perfectly timed for college and marriage milestones.

Ajay Kumar PoddarRead More →
Life Insurance
Life Insurance
Life Insurance24 April 2026

LIC Tech Term vs LIC Jeevan Amar: Which Term Plan Should You Choose?

LIC Tech Term is online-only and cheaper. Jeevan Amar has more flexibility and offline access. Complete feature-by-feature comparison for 2026.

Ajay Kumar PoddarRead More →
How-To Guides
How-To Guides
How-To Guides24 April 2026

Paid-Up Value in LIC Policy: What It Means and How to Calculate

When you stop paying LIC premiums after 3 years, your policy converts to paid-up status rather than lapsing. Learn what paid-up value means for your coverage.

Ajay Kumar PoddarRead More →
Plan Reviews
Plan Reviews
Plan Reviews23 April 2026

LIC Index Plus Plan 873: India's First Index-Linked ULIP Reviewed

LIC Index Plus Plan 873 tracks Nifty 50 and Nifty 100 indices - a unique product combining market participation with life insurance cover.

Ajay Kumar PoddarRead More →
Guides
Guides
Guides22 April 2026

LIC Surrender Value: How It Is Calculated and When to Surrender

Thinking of surrendering your LIC policy? Before you do, understand exactly how surrender value is calculated, and why surrendering is usually a costly mistake.

Ajay Kumar PoddarRead More →
LIC Plans
LIC Plans
LIC Plans22 April 2026

LIC New Jeevan Shree Plan: What We Know About the 2026 Plan

LIC has historically offered Jeevan Shree as a limited premium whole life plan for high-income customers. Here is what we know about the plan structure and who it benefits most.

Ajay Kumar PoddarRead More →
LIC Plans
LIC Plans
LIC Plans21 April 2026

LIC Jeevan Labh (Plan 936): Complete Review 2026

LIC Jeevan Labh is a limited premium endowment plan, you pay for only 16, 21, or 25 years but stay covered for a longer term. Here is a complete review of who it suits and the expected returns.

Ajay Kumar PoddarRead More →

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Insurance Insights & Guides - Poddar Wealth Blog