Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 121–132 of 156 published articles
LIC Jeevan Umang pays 8% of Sum Assured as annual income for life after premium-paying term, plus full Sum Assured on maturity or death. Here is my honest breakdown after selling hundreds of these policies.
Check your LIC policy status in minutes using the LIC portal, SMS, missed call, or WhatsApp. No need to visit the branch. Complete step-by-step guide.
LIC endowment, PPF, and fixed deposits are India's most popular safe savings options. This comparison shows exactly how returns, tax benefits, risk, and protection stack up, so you choose wisely.
LIC Jeevan Anand is my most-recommended endowment plan. It gives you maturity benefit at the end of the term, then continues life cover for free until age 100. Here's everything you need to know.
Whole life insurance covers you for life and builds cash value. Term insurance is pure protection at the lowest cost. Which is right for your family? Here is the honest comparison.
Self-employed individuals have no employer ESI or group health cover. Here is how to choose the right individual or family health insurance plan, and how to maximise tax benefits under Section 80D.
Most LIC maturity payouts are completely tax-free under Section 10(10D), but there are conditions. Here is when your LIC maturity is tax-free and when it is taxable, explained clearly.
If you missed your LIC premium and your policy has lapsed, do not panic, LIC offers multiple revival options. Here is a step-by-step guide to reviving your lapsed LIC policy.
LIC riders like Accident Benefit, Disability Benefit, and Critical Illness can be added to existing policies at renewal. Here is how to do it and what they cost.
After a policyholder's death, the nominee must file a death claim with LIC within 90 days. Here are the exact steps, documents, and timelines for a smooth settlement.
Government employees have stable salaries and existing pension coverage, which changes the insurance calculation significantly. Here's how I advise sarkari employees in Gorakhpur on building the right coverage.
You can download your LIC premium receipt for tax purposes from the LIC online portal or mobile app in under 2 minutes. Step-by-step guide with images.
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