Poddar Wealth Protection
Insights & Guides

Insights from 31 Years of Protecting Families

Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.

Showing 145–156 of 171 published articles

How-To Guides
How-To Guides
How-To Guides15 April 2026

How to Transfer LIC Policy After Policyholder's Death: Claim Guide

After a policyholder's death, the nominee must file a death claim with LIC within 90 days. Here are the exact steps, documents, and timelines for a smooth settlement.

Ajay Kumar PoddarRead More →
Life Insurance
Life Insurance
Life Insurance14 April 2026

Best LIC Plan for Government Employees in 2026

Government employees have stable salaries and existing pension coverage, which changes the insurance calculation significantly. Here's how I advise sarkari employees in Gorakhpur on building the right coverage.

Ajay Kumar PoddarRead More →
How-To Guides
How-To Guides
How-To Guides14 April 2026

How to Download LIC Premium Payment Receipt Online (2026)

You can download your LIC premium receipt for tax purposes from the LIC online portal or mobile app in under 2 minutes. Step-by-step guide with images.

Ajay Kumar PoddarRead More →
Guides
Guides
Guides13 April 2026

How to Use MyLIC App: Step-by-Step Guide (2026)

MyLIC app lets you pay premiums, check policy status, request loans, and revive lapsed policies from your phone. Here's exactly how to set it up and use every feature.

Ajay Kumar PoddarRead More →
LIC Plans
LIC Plans
LIC Plans13 April 2026

LIC Jeevan Labh Plan 936: Is It Worth It in 2026?

LIC Jeevan Labh lets you stop paying premiums well before the policy ends, then collects a larger maturity payout. Here's my honest assessment of whether it makes sense for you in 2026.

Ajay Kumar PoddarRead More →
Guides
Guides
Guides12 April 2026

LIC Premium Payment Online: 5 Easy Methods (2026 Guide)

Paying your LIC premium online takes less than 5 minutes. Here are all 5 methods, LIC portal, BHIM UPI, net banking, WhatsApp, and third-party apps, explained step by step so your policy never lapses.

Ajay Kumar PoddarRead More →
LIC Plans
LIC Plans
LIC Plans12 April 2026

Best LIC Plan for a 30-Year-Old in 2026: Complete Guide

Age 30 is the perfect time to buy insurance, you are young, healthy, and premiums are at their lowest. Here are the top 3 LIC plans I recommend for 30-year-olds and why.

Ajay Kumar PoddarRead More →
Plan Reviews
Plan Reviews
Plan Reviews11 April 2026

2026 में LIC की सबसे अच्छी पॉलिसी कौन सी है?

2026 में LIC की टॉप 5 पॉलिसियां जो आपके लक्ष्य, आयु और बजट के अनुसार सबसे उपयुक्त हैं।

Ajay Kumar PoddarRead More →
Life Insurance
Life Insurance
Life Insurance10 April 2026

Term Insurance Kya Hai Aur Kyun Zaruri Hai?

Term insurance sabse sasti aur seedhi life insurance hai. Ek chhoti premium mein badi suraksha milti hai. Yahan samjhaate hain kya hai, kise chahiye, aur kitna lena chahiye.

Ajay Kumar PoddarRead More →
How-To Guides
How-To Guides
How-To Guides10 April 2026

Documents Required for LIC Maturity Claim: Complete 2026 Checklist

When your LIC policy matures, submit these documents to receive your maturity amount quickly. Missing even one document can delay your payment by weeks.

Ajay Kumar PoddarRead More →
Guides
Guides
Guides9 April 2026

LIC Loan Against Policy: Complete Process and Calculator

If you need money urgently and you have an LIC policy that's three or more years old, a loan against policy is usually the smartest option. It preserves your policy, costs less than a personal loan, and processes in days.

Ajay Kumar PoddarRead More →
Guides
Guides
Guides9 April 2026

LIC Premium Online Kaise Bharen: 5 Tarike (2026 Guide)

LIC premium ghar baithe 5 tarike se bhar sakte hain: LIC website, MyLIC app, PayTM, PhonePe aur bank auto-debit. Yahan step-by-step tarika bataya gaya hai.

Ajay Kumar PoddarRead More →

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Insurance Insights & Guides - Poddar Wealth Blog