2026 में LIC की सबसे अच्छी पॉलिसी कौन सी है?
2026 में LIC की टॉप 5 पॉलिसियां जो आपके लक्ष्य, आयु और बजट के अनुसार सबसे उपयुक्त हैं।
2026 mein LIC mein bahut saare plan hain. 31 varshon ke anubhav ke aadhar par, main top 5 plan bata raha hun.
## 1. LIC Jeevan Amar (Plan 955) — Sabse Achha Term Plan
Sirf parivaar ki suraksha chahiye toh Jeevan Amar sabse behtar hai. ₹1 crore ka cover maat₹7,000-10,000/varsh mein. Sabse zaroori policy — har kamaane wale ke paas honi chahiye.
## 2. LIC Jeevan Labh (Plan 936) — Bachat + Suraksha
Jo log bachat bhi chahte hain, unke liye Jeevan Labh sabse lokpriya plan hai. 16 saal premium, 25 saal tak cover. Maturity par SA + bonus — lagbhag 2x-2.5x rashi milti hai.
## 3. LIC Jeevan Anand (Plan 815) — Whole Life Cover
Jo poori zindagi cover chahte hain, unke liye Jeevan Anand. Maturity ke baad bhi poori umar ₹1 lakh ka life cover bana rahta hai.
## 4. LIC Dhan Sanchay — Guaranteed Returns
Jinhe market ka jokhim nahi chahiye, unke liye Dhan Sanchay perfect hai. Returns pahle se tay — maturity par bilkul wahi milega jo tay hua tha.
## 5. LIC New Children's Money Back (Plan 832) — Bacchon ke liye
Bacche ke 18, 20, 22, 24 varsh par paisa — college fees aur shaadi ke liye bilkul sahi.
## Aapke liye sahi plan kaun sa hai?
| Zaroorat | Best Plan | |---|---| | Sirf suraksha | Jeevan Amar | | Bachat + suraksha | Jeevan Labh | | Guaranteed return | Dhan Sanchay | | Bacche ka bhavishya | Money Back 832 | | Whole life | Jeevan Anand |
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Ajay Kumar Poddar
Ajay Kumar Poddar is a veteran financial advisor with over 31 years of experience, a premier MDRT member, and a recipient of the LIC Chairman's Club award. He helps Gorakhpur families secure their future with absolute transparency and trust.
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