
LIC Policy Loan: Borrow Against Your Policy Without a Bank
If your LIC policy is 3+ years old, you can borrow up to 90% of its surrender value at 9-10% interest - no credit check, no income proof, no bank visit required.

Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 1–8 of 8 published articles

If your LIC policy is 3+ years old, you can borrow up to 90% of its surrender value at 9-10% interest - no credit check, no income proof, no bank visit required.

Filing an LIC death claim during grief is hard. Here is every document you need, every step in the process, and what to do if the claim is delayed or rejected.
Need your LIC policy details document for a loan or tax filing? Four ways to get it - online portal, mobile app, agent access, or branch visit.
LIC Simple Reversionary Bonus and Final Additional Bonus explained with real numbers. Calculate exactly what your policy will pay at maturity.

Assigning an LIC policy to a bank for a home loan? Here is what absolute assignment means legally, how to do it, and how to get your policy back after loan repayment.

Aadhaar linking is now mandatory for LIC policy service. Here are all four methods - online portal, SMS, branch visit, and mobile app - with step-by-step instructions.

Your LIC policy is maturing soon. Here are exactly which documents to submit, how to fill the discharge voucher, and when the money arrives in your account.

Moved cities? Here is the exact process to transfer your LIC policy to a branch closer to your new home - online and offline methods both covered.
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