Poddar Wealth Protection
Insights & Guides

Insights from 31 Years of Protecting Families

Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.

Showing 1–8 of 8 published articles

LIC Policy Service
LIC Policy Service
LIC Policy Service23 May 2026

LIC Policy Loan: Borrow Against Your Policy Without a Bank

If your LIC policy is 3+ years old, you can borrow up to 90% of its surrender value at 9-10% interest - no credit check, no income proof, no bank visit required.

Ajay Kumar PoddarRead More →
LIC Policy Service
LIC Policy Service
LIC Policy Service21 May 2026

How to File a Death Claim with LIC: A Complete Family Guide

Filing an LIC death claim during grief is hard. Here is every document you need, every step in the process, and what to do if the claim is delayed or rejected.

Ajay Kumar PoddarRead More →
LIC Policy Service
LIC Policy Service
LIC Policy Service19 May 2026

How to Get Your LIC Policy Certificate Online

Need your LIC policy details document for a loan or tax filing? Four ways to get it - online portal, mobile app, agent access, or branch visit.

Ajay Kumar PoddarRead More →
LIC Policy Service
LIC Policy Service
LIC Policy Service17 May 2026

How to Calculate LIC Bonus on Your Policy

LIC Simple Reversionary Bonus and Final Additional Bonus explained with real numbers. Calculate exactly what your policy will pay at maturity.

Ajay Kumar PoddarRead More →
LIC Policy Service
LIC Policy Service
LIC Policy Service17 May 2026

LIC Policy Assignment: A Legal Guide for Policyholders

Assigning an LIC policy to a bank for a home loan? Here is what absolute assignment means legally, how to do it, and how to get your policy back after loan repayment.

Ajay Kumar PoddarRead More →
LIC Policy Service
LIC Policy Service
LIC Policy Service16 May 2026

How to Link Aadhaar to Your LIC Policy: 4 Methods

Aadhaar linking is now mandatory for LIC policy service. Here are all four methods - online portal, SMS, branch visit, and mobile app - with step-by-step instructions.

Ajay Kumar PoddarRead More →
LIC Policy Service
LIC Policy Service
LIC Policy Service15 May 2026

LIC Maturity Claim: Step-by-Step Process to Get Your Money

Your LIC policy is maturing soon. Here are exactly which documents to submit, how to fill the discharge voucher, and when the money arrives in your account.

Ajay Kumar PoddarRead More →
LIC Policy Service
LIC Policy Service
LIC Policy Service13 May 2026

How to Transfer Your LIC Policy to Another Branch

Moved cities? Here is the exact process to transfer your LIC policy to a branch closer to your new home - online and offline methods both covered.

Ajay Kumar PoddarRead More →

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Insurance Insights & Guides - Poddar Wealth Blog