Poddar Wealth Protection
Insights & Guides

Insights from 31 Years of Protecting Families

Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.

Showing 25–36 of 42 published articles

Guides
Guides
Guides15 May 2026

Bima Sugam Portal 2026: What It Is and How to Use It

Bima Sugam is IRDAI's unified insurance portal that will let you buy, manage, and claim all your insurance policies in one place. Here's what's live in 2026.

Ajay Kumar PoddarRead More →
Guides
Guides
Guides14 May 2026

क्या LIC प्रीमियम पर टैक्स छूट मिलती है? पूरी सच्चाई

हाँ, LIC प्रीमियम पर टैक्स छूट मिलती है, लेकिन सभी प्रीमियम पर नहीं और हर स्थिति में नहीं। नई और पुरानी टैक्स व्यवस्था में क्या फर्क है, यहाँ जानें।

Ajay Kumar PoddarRead More →
Guides
Guides
Guides11 May 2026

LIC एजेंट कैसे बनें? 2026 में पूरी प्रक्रिया और कमाई की जानकारी

LIC एजेंट बनने में 3 से 4 हफ्ते लगते हैं। कमाई असीमित है। 31 साल के एजेंट के रूप में मैं आपको पूरी सच्चाई बताता हूं, फायदे और मुश्किलें दोनों।

Ajay Kumar PoddarRead More →
Guides
Guides
Guides10 May 2026

LIC पॉलिसी बॉन्ड खो गई? डुप्लीकेट कैसे लें

LIC पॉलिसी बॉन्ड खोने पर घबराने की जरूरत नहीं। डुप्लीकेट बॉन्ड मिलता है, और यह प्रक्रिया सरल है। पूरी जानकारी यहाँ है।

Ajay Kumar PoddarRead More →
Guides
Guides
Guides7 May 2026

How Much Life Insurance Cover Do You Actually Need?

The most common mistake I see is either too little cover (underinsured) or paying for too much (overinsured). Here is the simple calculation I do for every client to find the right cover amount.

Ajay Kumar PoddarRead More →
Guides
Guides
Guides4 May 2026

How to Change LIC Nominee: Step-by-Step Guide (2026)

Your LIC nominee is who gets the claim payout. If your life situation has changed, your nominee should change too. Here's the exact process.

Ajay Kumar PoddarRead More →
Guides
Guides
Guides3 May 2026

What is Sum Assured? A Simple Explanation for Policyholders

Sum Assured is the core promise of any life insurance policy. It's the amount your family receives if you pass away. Here's how to pick the right number for your situation.

Ajay Kumar PoddarRead More →
Guides
Guides
Guides1 May 2026

गोरखपुर में बीमा और निवेश की संपूर्ण गाइड 2026

गोरखपुर के परिवारों के लिए संपूर्ण बीमा और निवेश गाइड - LIC, हेल्थ इंश्योरेंस, टैक्स सेविंग और रिटायरमेंट प्लानिंग एक ही जगह।

Ajay Kumar PoddarRead More →
Guides
Guides
Guides29 April 2026

LIC एजेंट से सही बीमा कैसे लें - 7 सवाल जो जरूर पूछें

एक अच्छा LIC एजेंट आपका वित्तीय भविष्य बदल सकता है। 31 वर्षों के अनुभव से 7 सवाल जो हर ग्राहक को एजेंट से पूछने चाहिए।

Ajay Kumar PoddarRead More →
Guides
Guides
Guides25 April 2026

What Happens If You Miss an LIC Premium Payment?

Missing an LIC premium is more common than you think, and less catastrophic than you fear, if you act quickly. Here is exactly what happens, your options at each stage, and how to revive a lapsed policy.

Ajay Kumar PoddarRead More →
Guides
Guides
Guides22 April 2026

LIC Surrender Value: How It Is Calculated and When to Surrender

Thinking of surrendering your LIC policy? Before you do, understand exactly how surrender value is calculated, and why surrendering is usually a costly mistake.

Ajay Kumar PoddarRead More →
Guides
Guides
Guides19 April 2026

How to Check LIC Policy Status Online - 4 Simple Methods (2026)

Check your LIC policy status in minutes using the LIC portal, SMS, missed call, or WhatsApp. No need to visit the branch. Complete step-by-step guide.

Ajay Kumar PoddarRead More →

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