Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 13–24 of 42 published articles
Business owners have no employer PF or gratuity. LIC plans fill the gap - life cover, tax saving, and a retirement corpus built through annual premiums.
Retired and have a lump sum from PF, gratuity, or maturity proceeds? These LIC annuity plans convert your corpus into guaranteed monthly income for life.
There is no legal limit on the number of LIC policies you can hold. But LIC caps total SA based on income. Here is how to plan multiple policies correctly.
LIC offers premium discounts for women on most plans. Working women, homemakers, and mothers all have specific insurance needs. Here are the best plans and why.
Most people take whatever SA their agent suggests. But the right SA depends on your income, loans, dependents, and goals. Here is the HLV method explained simply.
Government employees have unique insurance needs - pension protection, leave encashment cover, and tax saving. Here are the best LIC plans for sarkari naukri.
Farmers face unique financial risks - crop failure, health emergencies, accidental death. These LIC plans provide protection and savings for agricultural families.
Learn how to calculate your LIC premium online for any plan. Age, sum assured, term - step by step guide with examples for Jeevan Anand, Jeevan Labh, and more.
LIC allows you to borrow up to 90% of surrender value as a loan. No credit check, low interest rate, flexible repayment. Complete guide with examples.
Many policyholders confuse nomination and assignment in LIC. Learn the legal difference, when to use assignment (loan, gifting), and why nomination alone may not be enough.
IRDAI introduced significant changes in 2025-26: new surrender value rules, faster claim settlement mandates, and digital-first policy issuance. Here's what affects you.
Government pensioners must submit a Life Certificate every November. Missing it stops your pension. Here's the complete guide to submitting it online using Jeevan Pramaan.
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