
Star Health vs HDFC Ergo: Which Family Floater is Better in 2026?
Star Health has the widest hospital network. HDFC Ergo Optima Restore has a unique restore benefit. Side-by-side comparison after advising hundreds of families.

Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 13–15 of 15 published articles

Star Health has the widest hospital network. HDFC Ergo Optima Restore has a unique restore benefit. Side-by-side comparison after advising hundreds of families.

Self-employed individuals have no employer ESI or group health cover. Here is how to choose the right individual or family health insurance plan, and how to maximise tax benefits under Section 80D.

Star Health offers standalone health plans with over 14,000 cashless hospitals and no-claim bonuses, while LIC focuses on life-health combo protection. Here is my honest comparison of network, claims, and premiums.
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