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Insights & Guides

Insights from 31 Years of Protecting Families

Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.

Showing 1–3 of 3 published articles

Guides
Guides
Guides2 August 2026

Choose Right: How to Choose Sum Assured for Term Plan

Learn how to choose sum assured for term plan with expert guidance from Ajay Kumar Poddar.

Ajay Kumar PoddarRead More →
Guides
Guides
Guides7 May 2026

How Much Life Insurance Cover Do You Actually Need?

The most common mistake I see is either too little cover (underinsured) or paying for too much (overinsured). Here is the simple calculation I do for every client to find the right cover amount.

Ajay Kumar PoddarRead More →
Guides
Guides
Guides3 May 2026

What is Sum Assured? A Simple Explanation for Policyholders

Sum Assured is the core promise of any life insurance policy. It's the amount your family receives if you pass away. Here's how to pick the right number for your situation.

Ajay Kumar PoddarRead More →

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Insurance Insights & Guides - Poddar Wealth Blog