Calculators
Calculators4 August 2026
Joint Term Insurance Premium Calculator
Calculate joint term insurance premiums with our expert guide.
Ajay Kumar PoddarRead More →
Insights & Guides
Insights from 31 Years of Protecting Families
Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 1–12 of 23 published articles
Guides
Guides2 August 2026
Endowment Assurance Policy Benefits
Endowment assurance policy offers life cover and savings benefits.
Ajay Kumar PoddarRead More →
Guides
Guides2 August 2026
Choose Right: How to Choose Sum Assured for Term Plan
Learn how to choose sum assured for term plan with expert guidance from Ajay Kumar Poddar.
Ajay Kumar PoddarRead More →
Calculators
Calculators30 July 2026
LIC Maturity Calculator Guide
Calculate LIC policy maturity amount with our guide
Ajay Kumar PoddarRead More →
Calculators
Calculators30 July 2026
Calculate Premiums Easily
Use insurance premium calculator for informed decisions
Ajay Kumar PoddarRead More →
Guides
Guides30 July 2026
Best Term Insurance for Salaried
Choose the best term insurance plan for salaried employees in India
Ajay Kumar PoddarRead More →
Life Insurance
Life Insurance28 May 2026
How Much Life Insurance Do You Really Need? 2026 Calculator Guide
Most Indians are severely underinsured. The standard rule is 10-12x your annual income. Here is how to calculate your exact insurance need with examples.
Ajay Kumar PoddarRead More →
Life Insurance
Life Insurance28 May 2026
NRI Insurance Guide: Which LIC Plans Can NRIs Buy in 2026?
NRIs can buy most LIC plans during a visit to India. Learn about eligibility, premium payment in INR vs foreign currency, FEMA rules, and tax treatment.
Ajay Kumar PoddarRead More →
Life Insurance
Life Insurance20 May 2026
What is Term Insurance and Why Every Family Needs It
Term insurance is the simplest, most affordable way to protect your family's future. After 31 years of advising families in Gorakhpur, I believe every earning adult needs a term plan, not tomorrow, today.
Ajay Kumar PoddarRead More →
Life Insurance
Life Insurance20 May 2026
Insurance After 50: The Best Plans for Your Decade
Many people above 50 think they missed the window for good insurance. They have not. Here are the most relevant options for coverage, health, and retirement protection.
Ajay Kumar PoddarRead More →
Life Insurance
Life Insurance10 May 2026
बच्चों के लिए सबसे अच्छा LIC प्लान 2026: माता-पिता की पूरी गाइड
बच्चे के भविष्य के लिए सही LIC प्लान चुनना मुश्किल लग सकता है। LIC न्यू चिल्ड्रन मनी बैक, जीवन तरुण - कौन सा सही है? 31 वर्षों के अनुभव से सरल जवाब।
Ajay Kumar PoddarRead More →
Life Insurance
Life Insurance8 May 2026
Single Premium vs Regular Premium Insurance: Which Saves More Money?
Single premium means one large payment upfront. Regular premium spreads cost over years. The math usually favors regular premium, but single premium has real advantages in specific situations.
Ajay Kumar PoddarRead More →
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