Guides
Guides8 August 2026
LIC Policy Loan Against Premium Paid
Learn about LIC policy loan against premium paid with Poddar Wealth Management.
Ajay Kumar PoddarRead More →

Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
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Learn about LIC policy loan against premium paid with Poddar Wealth Management.

LIC allows you to borrow up to 90% of surrender value as a loan. No credit check, low interest rate, flexible repayment. Complete guide with examples.

If your LIC policy is 3+ years old, you can borrow up to 90% of its surrender value at 9-10% interest - no credit check, no income proof, no bank visit required.
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