Practical guides on insurance, tax planning, and wealth protection - written by Ajay Kumar Poddar.
Showing 13–21 of 21 published articles
Jeevan Lakshya pays your family 10% of Sum Assured annually after your death - not just a lump sum. Here is why this matters for young parents.
LIC New Endowment Plan 714 is a participating endowment policy offering guaranteed maturity with bonuses. Learn who should buy it and what the returns look like.
LIC Plans 820 and 821 return money at regular intervals. Plan 820 pays over 20 years, Plan 821 over 25 years. Here is how to choose based on your milestones.
Bima Jyoti adds a fixed Guaranteed Addition every year regardless of LIC performance. Know exactly what you will receive at maturity before buying.
LIC has historically offered Jeevan Shree as a limited premium whole life plan for high-income customers. Here is what we know about the plan structure and who it benefits most.
LIC Jeevan Labh is a limited premium endowment plan, you pay for only 16, 21, or 25 years but stay covered for a longer term. Here is a complete review of who it suits and the expected returns.
LIC Jeevan Anand is my most-recommended endowment plan. It gives you maturity benefit at the end of the term, then continues life cover for free until age 100. Here's everything you need to know.
LIC Jeevan Labh lets you stop paying premiums well before the policy ends, then collects a larger maturity payout. Here's my honest assessment of whether it makes sense for you in 2026.
Age 30 is the perfect time to buy insurance, you are young, healthy, and premiums are at their lowest. Here are the top 3 LIC plans I recommend for 30-year-olds and why.
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