Free LIC & Portfolio Calculators
Premium, maturity, surrender value, retirement, and portfolio health audit. Get accurate math in 30 seconds. No registration required.
Premium Calculator
How much will I pay?
Maturity Calculator
What will my policy be worth?
Coverage Calculator
How much life cover do I need?
Surrender Value
How much will I get if I stop?
Retirement Planner
How much do I need to save?
Revival Calculator
How to revive a lapsed policy?
Benefit Illustration
Year-by-year death benefit, bonus & surrender value
Paid-Up Value
What if I stop paying premiums?
Pension Calculator
Monthly income from LIC pension plans
Joint Life Premium
Cover for both husband and wife
Smoker vs Non-Smoker
How much more smokers pay
Special Surrender Value
Tabular SSV for plans 745 & 771
New Jeevan Shanti
Deferred annuity calculator (Plan 758)
Jeevan Akshay VII
Immediate annuity - lifelong pension on lump sum
Death Claim Estimator
How much will the nominee receive?
Loan Against Policy
How much can I borrow?
Policy Health Score
Is my portfolio healthy?
Human Life Value
How much cover do I actually need?
Crorepati Calculator
When will I become a crorepati?
Income Tax Calculator
Old vs new regime comparison
SIP Returns Calculator
What will my SIP be worth?
Plan Comparison
Compare two LIC plans side by side
Policy Analyzer
AI reads your policy document
Why Use Our Calculators?
Traditional LIC calculations are often opaque. We show you the math behind your premium rates, accrued reversionary bonuses, and IRDAI-standard surrender value payouts to give you estimates you can trust. Used by over 5,000 families across Gorakhpur and Eastern UP.