New LIC & Star Health plans launched in May 2026Know more →LIC ULIP NAVs (Apr 11, 2026):
Nivesh Plus (749) - Growth: 68.94 |Balanced: 45.62 |SIIP (752) - Growth: 54.21 |Balanced: 38.74 |Index Fund (886) - Growth: 38.42
•••
New LIC & Star Health plans launched in May 2026Know more →LIC ULIP NAVs (Apr 11, 2026):
Nivesh Plus (749) - Growth: 68.94 |Balanced: 45.62 |SIIP (752) - Growth: 54.21 |Balanced: 38.74 |Index Fund (886) - Growth: 38.42
•••
Back to all articles
Retirement PlanningPublished: 10 June 20266 min read

50 साल के बाद कौन सी LIC पॉलिसी लें? पूरी गाइड

50 की उम्र के बाद भी LIC के कई बेहतरीन विकल्प हैं — पेंशन प्लान, एंडोमेंट और क्रिटिकल इलनेस कवर।

A
Ajay Kumar Poddar · MDRT Member · 31+ Years
Retirement Planning

50 ki umar ke baad kai log sochte hain — kya ab bhi beema lene ka faayda hai? Jawaab hai: haan, bilkul. Lekin raanniti badal jaati hai.

## 50 ke baad LIC mein kya upalabdh hai?

### 1. LIC Jeevan Shanti — Pension ke liye

55+ varsh ke liye sabse achha. Ekamuusht rashi dein, har mahine/timaahi/saal zindagi bhar pension paayein.

Udaharan: 55 varshiya vyakti ₹10 lakh ekamuusht deta hai → har mahine ₹5,500-6,500 aajeevaan pension (anumaanitA).

### 2. LIC Saral Pension — Saral Niyamon Wali Annuity

40-80 varsh entry age. Lifetime annuity. Spouse ke liye Joint Life vikalp.

### 3. LIC Arogya Rakshak — Health Cover

50-55 ki umar mein health insurance milna mushkil ho jaata hai. LIC Arogya Rakshak mein 65 varsh tak entry hai. Fixed daily benefit aur surgical benefit.

### 4. LIC Cancer Cover (Plan 905)

50 ke baad cancer ka jokhim badhta hai. Agar abhi tak cancer cover nahi liya, toh yah sabse zaroori hai. Entry age 65 varsh tak.

## 50 ke baad ke liye Sujhaaee Gai Yojana

| Uddeshy | Plan | |---|---| | Zindagi bhar pension | Jeevan Shanti / Saral Pension | | Health cover | Arogya Rakshak + Family Health | | Cancer suraksha | Plan 905 | | Maturity par lump sum | Jeevan Anand (15-20 varsh) |

Aaj hi 9415313434 par Ajay sir se baat karein.

#50 के बाद बीमा#senior insurance Hindi#LIC after 50#retirement insurance

Get Insurance Insights Weekly

Premium reminders, market updates, and tips from 31 years of experience. No spam, ever.

Ajay Kumar Poddar
AUTHOR

Ajay Kumar Poddar

Ajay Kumar Poddar is a veteran financial advisor with over 31 years of experience, a premier MDRT member, and a recipient of the LIC Chairman's Club award. He helps Gorakhpur families secure their future with absolute transparency and trust.

MDRT MemberChairman's Club
Share

Have questions? Ask Poddar Ji

Get a personalised answer about this topic from our AI advisor — available 24/7 in Hindi or English.

Ask Poddar Ji
Call Ajay sirWhatsApp
Insurance Insights & Guides — Poddar Wealth Blog